2024 CalPERS Health Benefits Employee Contribution Rates

Plan Name  Single 2 - Party Family
Blue Shield Trio (HMO) $ 0.00 $ 0.00 $ 0.00
Access PLUS (HMO) $ 0.00 $ 0.00 $ 0.00
Kaiser (HMO) $ 0.00 $ 0.00 $ 0.00
Anthem Traditional (HMO) $ 0.00 $ 0.00 $ 0.00
Anthem Select (HMO) $ 0.00 $ 0.00 $ 0.00
Health Net Salud y Mas (HMO) $ 0.00 $ 0.00 $ 0.00
Health Net SmartCare (HMO) $ 0.00 $ 0.00 $ 0.00
United Healthcare (HMO) $ 0.00 $ 0.00 $ 0.00
United Health Care Alliance $ 0.00 $ 0.00 $ 0.00
PERS GOLD $ 0.00 $ 0.00 $ 10.00
PERS PLATINUM $ 0.00 $ 0.00 $ 10.00

*All employee contributions are deducted monthly from payroll.

Visit CalPERS.ca.gov for details about each and every plan offered.

Effective January 1, 2014 any MTA Bargaining Unit member who enrolls in one of the district sponsored medical plans as the primary subscriber and who is married to another MTA Bargaining Unit member will pay the single rate for family or 2-party coverage. The spouse must waive coverage to be added to the primary subscriber’s plan. Click here to access the form you can use to have the District apply your rate to your plan.

Also, any MTA Bargaining Unit member who enrolls in one of the district sponsored medical plans as the primary subscriber and who is married to an employee who is eligible for full time CSEA or AMSA benefits will pay the 2-party rate for family coverage. The spouse must waive coverage to be added to the primary subscriber’s plan.

It will be the subscriber's responsibility to present evidence of their marital status to the benefits and payroll office to qualify for the lower monthly premium payroll deduction.

Example 1: MTA Bargaining Unit member John is married to MTA Bargaining Unit member Mary. They have two children and would like to enroll the entire family to the Kaiser plan. John will be deducted $5 per month (the cost of Single party Kaiser for MTA Bargaining Unit members beginning January 1, 2017) and will receive Family coverage for himself and Mary and their two children. Mary will waive coverage for herself and will not pay anything.

Example 2: MTA Bargaining Unit member Susan is married to an AMSA Bargaining Unit member Steve. They have two children and would like to enroll the entire family in PERS Choice. Susan will be deducted $95 per month (the cost of 2-Party PERS Choice for MTA Bargaining Unit members beginning January 1, 2017) and will receive Family coverage for herself and Steve and their two children. Steve will waive coverage for himself and will not pay anything.

Example 3: MTA Bargaining Unit member Sally is married to an CSEA Bargaining Unit member Mark. They have one child and would like to enroll the entire family in Blue Shield Access+. Sally will be deducted $95 per month (the cost of 2-Party Blue Shield Access+ for MTA Bargaining Unit members beginning January 1, 2017) and will receive Family coverage for herself and Mark and their child. Mark will waive coverage for himself and will not pay anything.

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If you have ever wondered exactly how the Insurance Committee came to the conclusion that moving to the CalPERS health insurance group made the most sense for the Montebello Unified School District, you need only look to the California Education Coalition for Health Care Reform (CECHCR). This body was put together to educate benefits administrators in the education industry about the options available to keep health care affordable and accessible to all education employees. To learn more about CECHCR and the savings that the Montebello Unified School District has experienced since the change, read about it on the CECHCR website by clicking here.